E2E Encryption

The most secure way to understand your finances

Your financial data stays private with end-to-end encryption. Track expenses, create budgets, and achieve your goals—all while keeping your information completely secure.

Your data is yours alone. Sign up to get started.

Bank accounts securely stored
Everything is encrypted with a private & local key you only have
You're transactions with a military grade encryption

How End-to-End Encryption Works

Your financial data is encrypted on your device before it ever reaches our servers.

Your Private Key

A unique encryption key is generated on your device. Only you have access to it—we never see or store it.

Client-Side Encryption

Your transactions, accounts, and budgets are encrypted on your device before syncing to the cloud.

Zero-Knowledge Architecture

We store encrypted data we can't read. Even if our servers were compromised, your data stays secure.

Privacy by Design

No AI. No bank connections. Your privacy is our priority.

No AI Snooping

AI can't help you with your transactions because they're end-to-end encrypted. This is intentional—we believe your financial data should never be fed into AI systems that you don't control.

No Bank Access Required

We don't need direct access to your bank accounts. No sharing credentials, no third-party integrations, no security risks. You stay in complete control of your financial data.

Import Your Transactions in Seconds

Get started quickly with your existing financial data.

Lightning-Fast CSV/XLS Import

Import a year's worth of transactions in under 10 seconds. Simply export a CSV or XLS file from your bank and drag it into Whisper Money. All data is encrypted locally before upload.

Export from any bank
Encrypted on your device
Import in seconds

Everything you need. Nothing you don't.

End-to-end encryption

Your financial data is encrypted on your device. Only you can access it.

Smart budgeting

Create budgets that adapt to your spending habits and goals.

Intelligent insights

Are you overspending? Know exactly where you stand.

Visual insights

Understand your spending with beautiful charts and reports.

Works everywhere

Access your finances on any device, anytime, anywhere.

Lightning fast

Built for speed with instant sync and smooth interactions.

Zero tracking

We don't track, sell, or share your data. Ever.

Open source

Fully transparent and open source. Review the code yourself.

Trusted by people who value their privacy

Join thousands of users who have taken control of their finances without compromising their privacy.

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. The encryption gives me peace of mind.

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

Emma L.

@emmalou

Love that my financial data is encrypted. No more worrying about data breaches!

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. The encryption gives me peace of mind.

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

Emma L.

@emmalou

Love that my financial data is encrypted. No more worrying about data breaches!

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. The encryption gives me peace of mind.

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

Emma L.

@emmalou

Love that my financial data is encrypted. No more worrying about data breaches!

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. The encryption gives me peace of mind.

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

Emma L.

@emmalou

Love that my financial data is encrypted. No more worrying about data breaches!

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?